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SR.
NO.

LOAN TYPE

RATE OF INTEREST (P.A.)
(w.e.f. 04-09-18)

   

1.

 PERSONAL LOAN

A. Daily Deposit Loan

16.00%

3 Lacs 60 Months
B. Cash / Cheque Loan

16.00%

3 Lacs 60 Months
C. Home Aplliances Loan

13.00%

3 Lacs 60 Months
D. ECS Loan

15.75%

3 Lacs 60 Months

2.

 MORTGAGE LOAN (More than 200%)

 MORTGAGE LOAN (Less than 200%)
 Property Cost More than 200%
 But non Mortgageable

13.50%
13.75%
16.00%
 

90 Lacs
90 Lacs
10 Lacs
 

84 Months
84 Months
84 Months
 

3.

 PLEDGE OF STOCK

 

A. Stock (More Than 200 %) 15.25% 5 Lacs 48 Months
B. Machinary+Stock (More Than 200 %) 13.50% 90 Lacs 84 Months

4.

 VEHICLE  LOAN ( New )

12.00%

75% of the quotation price or Maximum 90 Lacs 84 Months
 VEHICLE  LOAN ( Old ) Below 5 Yr.

13.00%

50% of Valuation the quotation price or Maximum 90 Lacs 48 Months

5.

 HOUSING LOAN

10.90%

75% of the quotation price or Maximum 90 Lacs 180 Months

6.

 CASH CREDIT LOAN
    A. Against Stock 15.00% 5 Lacs 12 Months
    B. Against Property 13.50% 50 Lacs 12 Months

7.

 SALARY DEDUCTION LOAN

12.50%

5 Lacs 84 Months

8.

 Loan Against Govt. Security

12.00%

85 % On Total Cost 24 Months

9.

 LOAN AGAINST GOLD ORNAMENTS

12.00%

20 Lacs 12 Months
10.  LOAN AGAINST FD

85 % On Total Cost Till On Maturity
    A. For Fixed Deposit 2% MORE Than FD Int. Rate
    B. For Daily Deposit 13.00%
    C. For Shvsagar Deposit 14.00%
11.  EDUCATION LOAN

12.00%

40 Lacs 84 Months

* T&C apply

 
 
 

 

 
 
 

 

 
 

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