Shivkrupa Pathpedhi | Mumbai


“SHIVAMPAY” is a comprehensive Mobile Banking platform through the Immediate Payment Service (IMPS) of NFS Switch of the National Payments Corporation of India (NPCI) that will enable customers to transfer money from one bank to another bank instantly. This service is available 24x7 and 365 days a year, interbank electronic fund transfer service through mobile phones

"SHIVAMPAY” – SHIVAMPAY facility will be offered  to our valuable customers. Mobile Banking of  Shivkrupa Sahakari Patpedhi Ltd., Mumbai provided following facilities

1. Check balances of your savings/current accounts
2. View last four transactions
3. Transfer funds up to Rupees 50000/- per day, within your linked accounts or to a third party account      within the bank or Interbank using IMPS
4. Hot ATM Card
5. Utility Bill Payment

Steps for availing SHIVAMPAY:
Customer has to submit the application form at his/her branch and register for Mobile Banking facility. On successful registration, customer will receive a SMS.

Objectives of SHIVAMPAY
1. SHIVAMPAY allows funds transfer using beneficiary account number and IFSC.
2. Building a robust retail payment service that is real time, available 24X7 & is cost effective.
3. Providing a channel independent access mechanism.

Benefits of SHIVAMPAY
Instant domestic fund transfer
Safe and secure, easily accessible and cost effective
Channel Independent (can be initiated from Mobile)
Debit & Credit Confirmation by SMS
Multiple input options to choose for initiating transactions

P2P- Persons to Person
P2A (IFSC/Account number)

Person to Person (P2P)
IMPS P2P is a service used to transfer funds between two individuals having accounts in same bank or different banks which are member of IMPS network.

Following are the details to be used while making payments using IMPS P2P service:
1. Beneficiary Mobile No. (10 Digits)
2. Beneficiary MMID (7Digits)
3. Amount
4. MPIN (Password)
5. Remarks (Optional)

IMPS P2P offers immediate debit to the remitter account and immediate credit to beneficiary account.

Person to Account (P2A)
IMPS P2A is a service launched by NPCI to boost IMPS adoption by using IFSC code and beneficiary Account Number which is already popular in RTGS/NEFT transaction. In IMPS P2A, remitter needs to enter beneficiary account Number and IFSC code instead of Mobile Number and MMID.

Following are the details to be used while making payments using IMPS P2A service:
1. Beneficiary Account No.
2. Beneficiary IFSC (11 Digits)
3. Amount
4. MPIN (Password)
5. Remarks (Optional)

Utility Bills Payments through SHIVAMPAY Banking
SHIVAMPAY Banking offers you instantly utility bill payments at your fingertips. Using SHIVAMPAY Banking you can pay following Bills:

Utility Bill payments
• Mobile Prepaid / Postpaid
• Electricity Bill Payment ( MSEB, Torrent..)
• Landline Bill (MTNL, BSNL ...)
• DTH top-up (Tata Sky, Dish, Videocon..)
• Data Card Recharge
• Insurance premium payment (LIC & Pvt. Insu.)
• Gas Bill (Mahanagar..)

Privacy Policy

“Shivkrupa Sahakari Patpedhi Ltd.,Mumbai ” having its Registered under the Co-operative Societies Act, 2002, under registration No. BOM/RSR/S/1862-1982 of 22/11/1982 and having its registered office at SHIVKRUPA BHAVAN, Plot No. R - 225, TTC Industrial Area, Rabale, Navi Mumbai.

This Mobile Privacy Policy (“Policy”) applied to users of mobile banking through “Shivkrupa Sahakari Patpedhi Ltd..” in any mobile banking application we own and control and in this Policy refers to Shivkrupa Sahakari Patpedhi Ltd. and our affiliates or subsidiaries. This Policy describes how the mobile banking application hereafter known as “SHIVAMPAY” or “Mobile Banking Application” to collect, use and share information from or about you and explains how the information may be shared or used.

Agreement to Policy By viewing Mobile Banking Application or SHIVAMPAY of Shivkrupa Sahakari Patpedhi Ltd. or by using website “” on a mobile device, you consent to this policy which includes you consent to disclose and use information about you in the manner detailed in this policy. Other privacy policies may also apply in addition to the terms of this Mobile Privacy Policy, including but not limited to our Privacy Policy.

Information Collection, Use or Sharing Information that we may collect about you through mobile banking includes information that you voluntarily disclose at the time of subscription such as your name, primary a/c number, alias a/c, secondary account number/s, mobile number and other contact information; transaction information, information resulting from your mobile activity in terms of your usage of the subscribed mobile banking service. We do not gather additional information associated with your mobile device through cookies and other technologies. We also do not share any of this information with any other company unless required to do so by law or while handling any disputes that may arise.

We may use your Personal Information to contact you with newsletters, marketing or promotional materials and other information.

We apply several security measures to protect your information. Reply messages sent by the Mobile Banking use masking features to hide the first few characters in your a/c numbers. To help prevent misuse of services and authorize access to your banking information, you are always required to type in your MPIN/TPIN provided by the Patpedhi or set by you from time to time. As always, we strongly encourage you to assist us in that effort by not sharing your MPIN with anyone. Though the security of your Personal Information is important to us, there is no method of transmission over the Internet, or method of electronic storage, is 100% secure. While we attempt to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security. The Shivkrupa Sahakari Patpedhi Ltd. Mumbai  Mobile Banking Privacy Policy or method of electronic storage, is 100% secure. While we attempt to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security.

Changes to This Privacy Policy This Privacy Policy is effective and will remain in effect except with respect to any changes in its provisions in the future, which will be in effect immediately after being posted on this page.

We reserve the right to update or change our Privacy Policy at any time and you should check this Privacy Policy periodically. Your continued use of the Service after we post any modifications to the Privacy Policy on this page will constitute your acknowledgment of the modifications and your consent to abide and be bound by the modified Privacy Policy. We are not responsible to separately/individually inform or intimate to registered customer for change made in Privacy Policy by SHIVKRUPA.

If we make any material changes to this Privacy Policy, we will mention the same prominently by notice on our authorised website.

Contact Us

If you have any questions about this Privacy Policy, please contact us on


Get In Touch

Head Office

1,Jai Tower,Opp.Punjani Ind.Estate,Near Cadbury Junction,khopat, Thane (w) 400 601

Call us at

2544 6011/ 14 / 15 / 16

Email Address


Monday To Friday
10:00 AM to 06:00 PM
10:00 AM to 01:15 PM
Closed on Sunday